Guaranteed Bad Credit RV/Camper Loans & Financing | Rent to Own

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NoCreditCampers offers bad credit RV or camper loans so you can get started financing the camper you’ve always wanted. Whether you have a bad credit history, or no credit at all, we guarantee RV or camper financing for anyone, all from the comfort of your home.

Financial problems come without any warning and always at a bad time. RV lending should be made easy, fast, and not rely on the individual’s past history. We are here to help you get an RV or camper loan despite bad credit or no credit history.

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We don’t look at our customers as a number, and we don’t think you should be characterized just by your low or bad credit score. We have an prevalent network of lenders, and can help you receive funding up to $35,000 to get the RV or camper of your dreams, and start traveling today, regardless of your credit or employment situation.

How Can I Get An RV or Camper Loan With Bad Credit?

If you are looking for a bad credit RV or camper loan, the process starts with completing our Online Form. The Online Form must be completed accurately to make sure the funds are not sent to the wrong individual, and to ensure you are approved quickly.

Lenders use the information provided to verify your identity before sending you funds. One of the advantages of using No Credit Campers is who we have many lenders that have different lending methods. 

This means who you are more likely to be approved by a lender within our network because there are more options available to you. Many people try and get bad credit RV loans directly from a bank or credit union, essentially putting their eggs in one basket.

Instead, you can work with us and we’ll do the hard work for you. We help you find a lender for your RV or camper financing. Since each lender has their own lending policies, once approved, please be sure to read their disclosures and lending practices automobileefully before you sign and agree to the loan.

Bad Credit RV or camper Financing Requirements

  1. Must be at least 18 years old

  2. Must be a U.S. citizen or Permanent Resident.

  3. Currently employed or receive steady income.

  4. Have a bank account to receive the funds, ideally with direct deposit.

Credit Situations We Can Help You Get RV or Camper Financing For

You may be hesitant to apply for bad credit RV or camper loans because you think your situation is unique, or out of the question. The reality is, we can help just about anyone get guaranteed RV or camper financing, including people with:

  1. Current or past declaration of bankruptcy

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  2. No or minimal credit history

  3. Bad credit history

  4. An emergency financial crisis demanding funds now

  5. Self-employment history who have been turned down by previous lenders

  6. RV refinancing issues

If you are not sure you qualify for an RV loan due to bad credit or no credit, chances are we can help you. Start by filling out our digital form here.

Bad Credit RV or Camper Financing FAQs

Applying for bad credit RV or camper loans may feel like a scary, complex process, but it really doesn’t have to be. Here are some of the most common questions we get regarding low or bad credit RV or camper financing. 

What RV’s and campers can I get financing for?

We have an widespread selection of RV’s and campers for those with low credit scores to get financing for. Whether you want a toy hauler or a motorhome, we have an RV for you. Here is a full list of vehicles and campers we currently have inventory of:

  • Travel Trailers

  • 5th Wheels

  • Motorhomes

  • Toy Haulers

  • Destination Campers

  • And plenty of others

Check out our entire catalog of RV’s and campers for sale .

What is a personal loan?

A personal loan is a way for an individual to receive up to $35,000 in funding. It is a loan who can be used for home enhancements, luxury item purchases, vehicle repairs or bill payments.

The length of the loan is called the term and can selection all the way up to 180 days, depending on the lender. Our simple Online Form does not contain any long questions. 

Instead, it asks for your basic information and a location for where you would like the loan to be sent to. It is that easy! Apply for your RV or camper loan today.

What is the minimum credit score for an RV Loan?

Unlike other RV or camper financers, we don’t have a required minimum credit score for your RV or camper loan! Our network of lenders uniqueizes in financing for people just like you.

Whether you have low credit, bad credit, or need no credit check RV or camper loans, we can help you get financing for the RV or camper you always wanted today. And, we can help you get an interest rate that might work for you.

Is it hard to get financed for an RV with a low credit score?

While some companies will make you jump using hoops just to get an offer, we make low credit and bad credit RV financing simple. 

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All you need to do is fill out our easy to use questionnaire, and you can get guaranteed RV financing as soon as tomorrow! We just need some basic information, such as:

  1. Your requested loan amount

  2. Personal information (name, address, DOB, email, etc.)

  3. Employer info, Driver’s License, SSN, phone number, and a few other details

  4. Your bank transfer information, so we can actually submit your loan to your account

And, voila! You will receive your loan information shortly thereafter.

Are there any fees for applying for a loan at No Credit Campers?

No Credit Campers services will always be provide guaranteed RV or camper financing free of charge. But who is not to say that the lender will give you a loan for free. 

Your lender will charge you fees and/or interest and must provide you with full disclosure of their loan terms upon approval. It is then your responsibility to read using the terms before signing your loan agreement.

What is the highest RV or camper loan amount I can receive?

While we are able to offer you up to $35,000, this is not a guarantee. The actual amount a lender can offer you will depend on a number of factors. The only way to find out is to apply for your loan today!

How do you protect my privacy and personal information?

We take your privacy seriously. We use industry-standard encryption on our website so who third parties cannot intercept your data. 

You can also take a look at our privacy policy for more details on this.

What if I’m late or skip a payment on my loan?

This is out of our control, and depends entirely on the individual lender you end up financing your RV or camper with.

Lenders may be forgiving if you contact them directly, though some may automatically add a fee if it is in their agreement. Please contact the lender directly if you have an issue paying an installment.

How many months can I finance my RV or camper?

You will work out the payment terms on your loan with the lender you decide to work with. This is not set in stone, and will depend on a number of factors. Apply for your loan today to find out!

Do you offer warranties on RV or campers we purchase?

Yes, of course! Visit our RV extended warranty page to learn more about how you can keep your RV or motorhome protected not matter what.

Category: Consumer News

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